AI Claims Liability Engine
AI Claims Liability Engine automates assessment of insurance claims by analyzing documents, images, and historical data to estimate fault, coverage applicability, and likely payout ranges. It streamlines claims handling, reduces leakage and fraud risk, and enables more consistent, data-driven liability decisions that accelerate settlement and improve loss ratios.
The Problem
“Claims liability decisions are slow, inconsistent, and leak money across documents and images”
Organizations face these key challenges:
Adjusters spend hours triaging emails, PDFs, medical records, and photos just to understand the claim
Liability and coverage decisions vary by handler/office, leading to inconsistent payouts and higher litigation rates
Backlogs spike during CAT/seasonal peaks, increasing cycle time and customer complaints
Leakage and fraud slip through because evidence is hard to cross-check against policy terms and historical patterns